Find Ways to save money- From A Minimalist~Creative Ways To Save Money
Creative ways to get started. Great tips for those who are starting to think about saving money.
No matter where you are on your financial journey, you should know that it’s very possible for anyone to turn their finances around. Sometimes all it takes is that first step in the right direction. We’re here to show you how.
None of these strategies will be life-changing on their own, but they can make a big difference over a period of time. Some of the tips may not apply to you or your life, but there will be something you can use from the list below.
- Buy video games that have a lot of replay value – don’t purchase a new one until you’ve mastered the ones you already have.
Focus on games that can be played over and over again, and mastering the games you have.
Once you’re done with a game for good, take it to a video game resale shop like GameStop and see if you can trade it in for store credit you can use to get another game.
2. Cut Those co-Pays
For prescription meds taken on a regular basis, ask your doc for a three/six month supply. Doing so is cheaper than purchasing month by month.
3. Make your own gifts instead of buying stuff from the store.
If you want to save money while also giving generously, creating your own homemade gifts is one way to accomplish both goals. You can make food mixes, candles, fresh-baked bread, cookies, soap, at home quite easily and inexpensively.
These make spectacular gifts for others because they involve your personal touch — something you can’t buy from a store — include a personal handwritten note with the gift.
4. Repair clothing instead of tossing it.
Don’t toss out a shirt because of a broken/ missing button – sew on a new one. Don’t toss out pants because of a hole put in a patch and save them for around the house. It is a great way to save some money – and extend the life of your clothing.
5. Divide your paycheck.
Ask your company’s human resources department to divide each of your paychecks between your savings and checking accounts. Set a specific percentage to automatically deposit into your accounts so you’re less inclined to touch it.
6. Avoid convenience foods and fast food.
Instead of eating fast food or prepackaged dinners when you get home, try making some simple and healthy replacements that you can take with you. Preparation one weekend can leave you with a ton of cheap and easy options for the following week.
Also consider the’ crock pot for some inexpensive meal options that not only save money but time, too.
7. Use The 30 Day Rule
Avoiding instant gratification is one of the most important rules of personal finance, and waiting 30 days to decide on a purchase is an excellent way to implement that rule.
Usually, you’ll find that after a month has passed, you’ll find that the urge to buy has passed as well, and you’ll have saved yourself some money simply by waiting.
8. Make a large batch of casseroles
Casseroles are nice, easy dishes to prepare. The next time you make a casserole, make several batches of it and put the others in the freezer. Then, when you need a quick meal for the family, you can grab one of those ready-made casseroles. Preparing a few at once allows you to buy the ingredients in bulk, which usually means additional savings.
9. Get your hair done for free.
Search online for local beauty schools. An appointment with a student in training may mean a discount (or even free) haircut. Same applies for dentistry work. You can save a lot here.
10. Maximize yard sales.
Yard sales are a great place for great deals on items you need – housewares, shoes, clothing, even sports equipment. Make sure at your next garage sale you limit yourself to items that were already on your list of things to buy. Don’t buy unnecessary items just to buy. You’ll be defeating the purpose or the yard sale and the great prices.
11. Find out about any corporate discounts
12. Choose energy-efficient appliances
Less energy used equals less money spent. it’s worth the extra money to purchase an Energy Star model. Look for all the Energy Star Appliances.
13. Avoid credit cards. Do not rely on credit cards for emergencies. If you view debt as an option, you’ll always be in debt
14. Rent or borrow books. With the internet and libraries, there are lots of options
15. Don’t spend when you’re emotional. Sometimes, a shopping spree really makes you feel better. Instead of splurging if you’re upset opt for an alternative. Create a list of inexpensive or free activities that you can do instead.